The calculations using GW method based on Green’s function show that two-dimensional monolayer InSe and InTe have desired electronic band gaps for absorbing visible light, high electron mobilities, and suitable electronic band structures for water splitting, and that the spin orbit coupling (SOC) leads to an indirect-to -direct band gap transition for monolayer InTe. On the basis of quasi-particle energy levels, the calculations via solving Bethe-Salpter equation (BSE) show that the exciton binding energy of isolated monolayer InSe and InTe are much higher than that of the dissociation energy of exciton at room temperature. On the other hand, two-dimensional semiconductors in laboratory are often supported by substrates for mechanical stability, and the atomic thickness values of two-dimensional semiconductors are also various in different experiments. These factors will change the dielectric environments of two-dimensional semiconductor, and the further calculations show that the exciton binding energy of InSe and InTe decrease with the increase of the thickness of InSe and InTe and also the thickness of their substrates, also revealing that the exciton binding energy can be accurately controlled by engineering the thickness of two-dimensional semiconductors and the substrates. Our results provide important theoretical basis for accurately controlling the binding energy of two-dimensional InSe and InTe.